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这年头，还能按时拿到工资的，简直就是上天给予的福分。这是同事下班拿到钱时对老板讲的肺腑之言。
8000多的工资对于当下的环境不算太差了吧，虽然也还有一家老小等着用钱，但已经可以支撑一个月的生活开销了。这点收入在十年前可绝对算不了什么，记得在2008年奥运会那几年前后，满大街捡钱的机会和项目。哪怕是随随便便在哪个小区开个装修的小店，做点水泥河沙窗帘的生意一年下来也要能搞个好几十万。同事也是在2003年大学刚毕业就来到现在的设计单位，比我都还晚来好几年。几年以后年轻人不知哪来的时运一路小跑从实习生干到了高工和项目经理。那个时候开始外面好多大大小小的开发商邀请他出去搞业务挣票子，主要看中了他背后的资源，来来回回折腾了好几次，考虑到那时侯他自己才要了小孩，顾虑要是创业失败背不起债和放不下现在稳定的收入，还是不敢轻易的下海经商，还有就是小伙子也没那方面的经验和智慧，生意场上的真真假假和刺刀见红的事经不住，就知道老老实实的上班下班和加班，不算富贵也算安稳。
他那帮真枪实弹敢拼敢闯的朋友可就不一样了哦，短短三四年的时间个个都是赚得盆满钵满的，堪比到处捡钱，房子车子的自不在话下。什么住宅开发、商业开发、金融投资，那个年代但凡高投入高回报的事情无一例外的涉猎，简直就是风生水起一路高歌。毕竟还是集团公司实力和资本都是允许的。那个时候出来一次喝酒吃饭从来不得少于三场，简直是夜夜笙歌歌舞升平，南山上还有自己的私家会所。同事的心理是有过几次起伏，私底下跟我喝酒也牢骚在单位的种种不满意，主要是收益赶不上外面的世界，简直是相差悬殊。但最终也不清楚他是怎么把自己说服说通了的，第二天仍然开个十来万的斯柯达上班下班和接小孩放学。不知他是有这个高瞻远瞩的领悟还是不知时势的小富即安。反正到外面合伙搞事情挣票子的想法就没了下文，后来他还找了其中一个人借了二十万付了首付买了新房。
人这一辈子，不见黄河不到南墙谁又知道自己的命数呢？2015年开始，各地的旅游地产开始爆雷。2017年p2p相继出现不能到期兑付的现象。2018年私募基金出现挤兑潮。2020年以后就是大家都知道的疫情大爆发，各行各业都深陷泥潭。他的那帮曾经富得流油的老板朋友们也没有几个顺利抽身而出的。玩旅游地产的由于当时银行断供，那几年也借了不少高利贷，还自己的房子该抵押的抵了，该卖的也卖了来支撑资金周转，最终资不抵债申请了破产。那玩杠杆金融的朋友就更惨了，资金流出现问题以后，他利用社会资源和关系疯狂的集资，承诺一年20%的高额回报，把钱又投到地产开发和建设当中，运转了一段时间还是滚不动了，房子修好了又迟迟卖不出去，最终被投资人告上法庭起诉被判了八年，娃儿老婆也跟别人跑了。只有借同事钱的那位朋友稍稍好点，在地产界折了几百万出来又接连投了几个项目，什么餐饮、服装、医美跟以前大相径庭的东西，那个人也不懂这些行当完全就是以前的旧思维靠钱堆，最终也没有什么起色纷纷关门倒闭了，据说现在连基本的生活都出现了困难。
哎，这十来年眼看它起高楼，眼看它宴宾客，还来不及回味说塌就塌了。现在看来，同事这小子还是他有眼力劲儿。没大贵，但也没大灾啊。平平顺顺的，逢年过节还有些组织上的慰问关心，这翻了年啊，还要生二胎咯。
时也命也。
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对于大多数普通人来讲，想要去做点生意，无非就是考虑在城市里开个门店，或者是搞个小吃等等，虽然这些行业都是刚需，不容易被淘汰，但是竞争也是比较大，干成功的几率还是很渺茫。 所以我们在…