近期，上海市反诈中心经常收到市民的咨询，内容诸如：
近期，上海市发生一起“冒充公检法”诈骗老年人的案件。60多岁的张阿姨在家中接到陌生电话，对方自称”网络警察”，并告知其涉及一起重大的电诈案件，张阿姨为自证清白，根据对方的要求：购买新手机、办理电话卡、下载远程控制手机软件和网上银行软件、将所有银行卡内资金转移到一张银行卡。直至发现该银行卡内余额为零时，才意识到被骗。
老得“掉渣”的
冒充公检法诈骗
却依然会有人上当
问题出在哪里？
该怎么防？
我们再来熟悉一下冒充公检法诈骗的套路：
1
不法分子电话冒充国家机关工作人员，以受害人涉案、洗钱要核查其资金为由诈骗钱财，主叫号码大多从境外转入，来电显示通常是00或者 开头，回拨一般是关机或呼叫转移。
2
不法分子利用公检法的威信力，击破受害人心理防线，谎称受害人账户被盗，要求购买新手机和新电话卡、下载远程控制类App和银行App、办理银行U盾，骗取受害人银行卡、验证码等个人信息。
3
为了增加真实性，不法分子还会发送”警官证”、“逮捕令”等假冒的文书材料，或者做“视频笔录”，进一步击溃受害人心理防线，消除其心理疑惑。
4
不法分子要求受害人接受资金审查监管，让其“自证清白”或借帮助洗脱罪名为由，诱导受害人将名下所有资金，转入指定账户。
对于冒充公检法诈骗，大家一定要牢记：
凡是电话中自称“通信管理局、电信运营商、银行、保险、邮政”等客服人员，以您“个人信息泄露、涉嫌洗钱、涉案”等理由，主动帮您转接“公安机关”的，都是诈骗！
凡是通过网站或者App出示带有“公检法”的名称标记的种种“通缉令、拘捕令、警官证”，都是诈骗！
公检法等国家司法机关不设立“验资账户”，非特殊情况也不会采用“视频取证”方式。但凡要求使用“QQ语音、微信语音”做笔录的，都是诈骗！
（警民直通车上海）
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山东男子想网上贷款买货车，接陌生电话后因一个操作变成涉罪嫌犯31岁在春晚一炮而红，观众都以为他隐退了，其实已经去世10年了
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