大护甲6号是中国人保重磅推出的成人意外险，这款产品一上线就受到全网关注，瞬间被推上了推荐榜榜首。那么大护甲6号意外险怎么样？选哪个方案更好？
一、大护甲6号旗舰版意外险怎么样？
大护甲6号旗舰版的保障主要分为意外身故、意外医疗、其他保障、交通意外保障4个方面。
• 意外身故伤残最高赔150万；猝死最高赔50万；意外伤残失能最高赔50万；
• 意外医疗报销最高15万，不限医保范围，经医保结算100%报销，未经医保结算报销80%。仅经典版有100元免赔，其他3个版本都是0免赔。自带住院津贴。ICU住院最高赔600元/天。
• 增强保障覆盖全面，包括对意外骨折保障到位、救护车费用也能报销。高风险运动额外赔30万。
• 交通意外覆盖海陆空等5种常用交通工具，机动车意外节假日翻倍赔。
二、大护甲6号旗舰版意外险选哪个方案更好？
大护甲6号旗舰版的4个版本，区别在于保额和价格。
•• 经典版：身故赔30万，猝死赔20万，96元/年
•• 尊贵版：身故赔50万，猝死赔30万，150元/年
•• 至尊版：身故赔100万，猝死赔50万，288元/年
•• 至尊版Pro：身故赔150万，猝死赔50万，355元/年
预算有限人群预算非常有限，可以买经典版。18-55周岁投保，不限投保地区，意外身故赔30万，猝死赔20万，意外医疗最高报销2万，不限社保100%报销，但是有100元免赔额。
生活在一线大城市人群一线城市人群，建议买至尊版，身故100万保额，含意外住院津贴和ICU住院津贴，提供更多保障。意外医疗报销10万，不限社保100%报销，0免赔。
追求全面保障，有高风险运动追求全面保障，可以买至尊版pro，身故150万保额，猝死赔50万，各项保障都是顶配。至尊版Pro额外附带了高风险运动保障，跳伞、滑雪、蹦极等运动造成意外伤残/身故，最高赔30万。
总的来说，大护甲6号意外险保障全面，性价比高，有多种方案可选，可以满足不同人群的意外保障需求，非常值得入手。
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